Do YOU have bad credit, but need a car?

Bad Credit and I need a Car!Is YOUR poor credit score preventing you from buying a car at a typical car dealer?

  • Has a car dealer told you they can help, but they need a lot of money for down payment?
  • Have you learned that buying a car with bad credit is not easy, even when car dealers say they have high risk auto loans and can help?
  • Do YOU have bad credit, but need a car?

If you answered YES to any of these questions, we'll help you buy a car with bad credit! We're different than typical car dealers and here's why: WE DON'T SELL CARS... WE OFFER LIFE CHANGING CREDIT RE-BUILDING PROGRAMS THAT PROVIDE OPPORTUNITY AND ADVANCEMENT FOR YOU. UNLIKE BAD CREDIT CAR DEALERSHIPS, YOUR CREDIT SCORE DOES NOT MATTER TO US! We have hundreds of people who want to buy cars every week. Most will drive away in their new car, so our inventory is always fresh. In order to serve you we ask that you follow our 3 step process as soon as possible:

Pre-Qualification is as EASY AS 1, 2, 3!


Contact Bad Credit and I Need a CarContact Us Now

Appointments are limited and provided on a first come first serve basis. Contact us to setup your appointment ASAP. This is the first step you need to take. At your appointment, we will introduce our program, get your application done and find out if we have a program to suit your budget and personal situation. *Tip: During your appointment, you will meet with one of our finance underwriters. For the best first impression possible, show up for your appointment on time and be prepared with required documents.

CALL 815-272-5155




*** What happens next?   ***

Select a CarSelect Your Car

After your interview with our finance underwriter, you'll know immediately whether or not we have a program that suits your budget and personal situation. Those who we do have a program for, will then begin the vehicle selection and test drive process. It's during this time we try to help you select a car, van, suv or truck which not only fits nicely in your budget, but which suits your transportation needs for the next several years. Statistically, a great deal of repossessions and early trade-ins occur when a car buyer does not have the qualified help needed to select the right vehicle for them. Our system ensures your vehicle purchase is based on common sense and not the emotional buying that traps so many folks in vehicles that really don't suit their needs.


Sign and Drive Away in Your CarSign & Drive

The truth is, that over 64% of Americans have damaged credit. People turn to us, when no one else can help. In order to actually help you though, we have to make sure that you understand the program details, the commitment, the payments, the service plan and more. This is where nearly all other car dealers fail, as they try to hurry you along and the next thing you know you're neck deep in payments that are too high, on a loan that will outlast the car you just bought. We want to set you up for success, not failure. We'll spend a great deal of time and effort making sure that you understand every detail and then leave the decision up to you. This is a time for a change. Either you're ready to let us help you advance, or you're not.



Over 36% of vehicle repossessions occur following a major mechanical breakdown. When car owners have a warranty and service plan in place, a major mechanical breakdown such as a transmission or engine failure will help them get back on the road for just a small deductible. This is an incredible plan. - T.Donald


Here is the Reason We Can Help You, While Others Cannot:

We Finance Auto Loans Based On Income Vs Expenses and Other Factors, not simply your credit score like other car dealers in Chicago. The Bad Credit and I Need a Car website is dedicated to helping good people with bad credit or no credit buy an affordable car in the South Suburbs of Chicago.

First Name
Last Name
City and State
Zip Code
Current Job
Net Pay
Paid How Often
Past BK or Repos
Form powered by
Mail-Maniac form mailer
The Start Fresh Program